You might have the wrong agent if...

• Your agent hasn't tried to sell you MORE liability. Everyone is in danger of attack by lawsuit. We live in a victim-oriented, blame-oriented, something-for-nothing culture. Think about the lawyers in the TV commercials! They are the reason you need more, more, more liability. If you haven't heard this before, you are dealing with the wrong people.
• You can't get your agent on the phone or you don't have your agent's cell phone number.
• Your "agent" is a website or a call center. Try getting the same person on the phone twice! Ask the website to sponsor the little league team or support the local fire department. It just doesn't happen. And 9 times out of 10 you can still get better rates and better coverage from your live, local agent.