Why am I paying so much for car insurance?

I hear this question from drivers in east Tennessee all the time. Sometimes it's because of your record, credit, type of vehicle, or age of driver. Sometimes it's because you're with the wrong company! Many people who are with one of the biggest US insurance companies (hint: rhymes with "Great Harm") can save almost 50% by switching if they have good credit and clean driving history. I know this is true because I've seen it/done it several times! The only way to find out if you are overpaying is to shop and do research. Who has time for that? So call us! As independent agents we shop for you. We do the research. Every week we save people money and every week we tell someone to stay right where they are. If we can't improve your situation today we'll try again later. We want what's best for you.

And what if the "it's because of your record, credit, type of vehicle, or age of driver" problem applies to you? An independent agent can help there too. We have ten auto companies to choose from. We work to match the risk to the company. Call us at 435-7470 or start your quote here.

MONEY SAVING TIPS

• Raise your deductibles for full coverage - especially collision
• Take advantage of all available discounts - low-mileage, safety features, alarm/theft prevention device, good student, drivers ed, multi-car, multi-policy, etc.
• Don't finance a car for a teen driver! Full coverage for a teen's car is crazy expensive! Call us for a quote before you choose a car. You don't want the insurance to cost more than the payments!
• Avoid tickets like the plague! Go to court if necessary to keep things off your record. Above all, slow down, don't text, and be careful.
• Preach safety constantly to younger drivers. The financial consequences of an at-fault accident for a young driver can amount to thousands of dollars over several years.