Did you know that the only way to take full advantage of personal property replacement cost coverage on homeowners or renters policies in Tennessee is to be able to prove what was lost? Insurance companies will not always "take your word for it" on property losses -- you must me able to justify your claim.
There is, of course, an app for that. Actually there are several, plus online tools. Here are two great resources to help you inventory your personal possessions and store that information securely.
MyHomeScr.APP.book comes highly recommended and is available for the Apple devices and Android.
The non-profit Insurance Information Institute offers their Know Your Stuff app and an online/software platform for those without smartphones.
Do seriously consider using these tools or at least photographing each room and all your most significant possessions. If none of these tools work for you, please contact us for more options. We can even help you store your data.
And make sure that your policy has replacement cost coverage for personal possessions!
If you are a renter (or know one), remember that we have three companies that will write renters insurance, which provides property coverage, medical payments, and personal liability. It's usually quite affordable so don't do without.
There is, of course, an app for that. Actually there are several, plus online tools. Here are two great resources to help you inventory your personal possessions and store that information securely.
MyHomeScr.APP.book comes highly recommended and is available for the Apple devices and Android.
The non-profit Insurance Information Institute offers their Know Your Stuff app and an online/software platform for those without smartphones.
Do seriously consider using these tools or at least photographing each room and all your most significant possessions. If none of these tools work for you, please contact us for more options. We can even help you store your data.
And make sure that your policy has replacement cost coverage for personal possessions!
If you are a renter (or know one), remember that we have three companies that will write renters insurance, which provides property coverage, medical payments, and personal liability. It's usually quite affordable so don't do without.
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